Eliminate 99% of your
current processing fees!
Eliminate 99% of your current processing fees!
How can we help you grow your business?
Businesses of all sizes have, in some cases, been reluctant to switch processors out of a sense of loyalty. Although this sentiment resonates with the Swype Fast team, our core values motivate us to educate your team on available resources while helping you save money that can be invested back into your company.
How can we help you
grow your business?
Businesses of all sizes have, in some cases, been reluctant to switch processors out of a sense of loyalty. Although this sentiment resonates with the Swype Fast team, our core values motivate us to educate your team on available resources while helping you save money that can be invested back into your company.
Industries we serve
RETAIL
Our retail credit card processing and other payment solutions for your retail store can lighten your load so you have more time to focus on the parts of your business you enjoy most.
E-COMMERCE
Using our eCommerce payment gateway allows you to accept major credit cards, debit cards and ACH payments for fast, secure transactions.
B2B
Adding the right payment technology can have a measurable impact on many areas of your business.
Ready to get started? Submit a Statement
The first step to getting started with Swype Fast is to submit a financial statement to us. Please complete the form below and we will contact you soon with next steps.
What a partner in processing means
Our primary focus is ensuring that your business can process credit card, debit card, and ACH transfer transactions seamlessly with customers – but Swype Fast is not just your processor. We are just as invested in your company’s financial success and actively seek ways to help you generate revenue, save on expenses and gain access to capital.
Our management team has taken this concept to heart and has launched initiatives (please review detailed requirements and limitations) that will lead to a revenue share of your company’s processing volume coming back to YOU.
What a partner in processing means
Our primary focus is ensuring that your business can process credit card, debit card, and ACH transfer transactions seamlessly with customers – but Swype Fast is not just your processor. We are just as invested in your company’s financial success and actively seek ways to help you generate revenue, save on expenses and gain access to capital.
Our management team has taken this concept to heart and has launched initiatives (please review detailed requirements and limitations) that will lead to a revenue share of your company’s processing volume coming back to YOU.
How our process works
Customer makes a $25 purchase using an XYZ Bank card at a restaurant. The restaurant’s Point of Sale System (POS) processes the transaction which securely sends the details of the transaction to the Acquiring Bank.
The Acquiring bank sends the request to the Card Network associated with the transaction who then electronically checks with the issuing bank, XYZ Bank, to approve or decline the transaction.
XYZ verifies the customer can cover the transaction and sends an approval back to the card network. The card network forwards the approval back to acquiring bank and then back to the POS at the restaurant.
The customer gets their order. XYZ Bank debits the customer’s account by $25.00 and sends it to the Acquiring Bank, which then pays Duke’s Restaurant the $25.00.
Depending on preference, the costs of the transactions are billed on either a daily or monthly basis to Duke’s Restaurant.
How our process works

What our clients have to say
“Carol’s Hope Thrift Stores is a proud business partner with Swype Fast. Their products and services are exceptional, and the customer service is outstanding! When you need assistance you actually speak to a live person, not an automated computer system. And the responsiveness is second to none.
Carol’s Hope for Childhood Cancer, Inc. would like to thank the team at Swype Fast for all your personal contributions, support, and most importantly, your personal volunteer time and efforts. We love and appreciate that you all put your own time aside to help kids and their families that are battling childhood cancer. Your support is invaluable, and every minute of volunteer time is going toward helping a child that is fighting cancer. The phenomenal success of Carol’s Hope is a reflection of the continual dedication, enthusiasm, and compassionate heart of volunteers such as your team. I would like to personally thank you for your continued support.” – Carol’s Hope
“Our business partnered up with Swypefast last year. It became obvious quickly that Swypefast was delivered just as promised, saving us a lot of money we would otherwise have paid in merchant fees. After some confusing and expensive relationships we had with other merchant companies in the past, this was exactly what we were looking for. Our customers have embraced the Cash Discount program and it didn’t take us long to sign on our second company.” – Claudia, Auto Repair Business Owner
“I have been in retail business for 20 years; being in retail you have no choice but to take credit cards from customers, it’s a way of life for most people and I hate it! My last card processor was collecting over $1,000 a month from me, it was a necessary evil. Since changing over to Swype Fast I am paying $7 to $8 a month and they furnish me with free equipment and paper for my machine, a net savings of over $14,000 a year! Switching to Swype Fast was the best decision ever!“
– Jay Turner, Owner, Dog Food Center
What our clients
have to say

“Carol’s Hope Thrift Stores is a proud business partner with Swype Fast. Their products and services are exceptional, and the customer service is outstanding! When you need assistance you actually speak to a live person, not an automated computer system. And the responsiveness is second to none.
Carol’s Hope for Childhood Cancer, Inc. would like to thank the team at Swype Fast for all your personal contributions, support, and most importantly, your personal volunteer time and efforts. We love and appreciate that you all put your own time aside to help kids and their families that are battling childhood cancer. Your support is invaluable, and every minute of volunteer time is going toward helping a child that is fighting cancer. The phenomenal success of Carol’s Hope is a reflection of the continual dedication, enthusiasm, and compassionate heart of volunteers such as your team. I would like to personally thank you for your continued support.” – Carol’s Hope
“Our business partnered up with Swypefast last year. It became obvious quickly that Swypefast was delivered just as promised, saving us a lot of money we would otherwise have paid in merchant fees. After some confusing and expensive relationships we had with other merchant companies in the past, this was exactly what we were looking for. Our customers have embraced the Cash Discount program and it didn’t take us long to sign on our second company.” – Claudia, Auto Repair Business Owner
“I have been in retail business for 20 years; being in retail you have no choice but to take credit cards from customers, it’s a way of life for most people and I hate it! My last card processor was collecting over $1,000 a month from me, it was a necessary evil. Since changing over to Swype Fast I am paying $7 to $8 a month and they furnish me with free equipment and paper for my machine, a net savings of over $14,000 a year! Switching to Swype Fast was the best decision ever!“
– Jay Turner, Owner, Dog Food Center
Frequently Asked Questions
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Click here to schedule an appointment with us or give us a call at (800) 597-0713
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We happily service clients all over the United States, from coast to coast!
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We have a 45-day payment frequency after each quarter close for rebates. Payments are made on May 15th, August 15th, Nov 15th, Feb 15th.
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95% of our customers are on Next Day Funding, receiving their funds within approximately 24 hours.
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Since each business is different, please contact your relationship manager to discuss the best solutions for your business.
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Click here to complete an application or give us a call toll-free at +1 (800) 597-0713
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Interchange FeesPut simply, interchange fees are costs that are paid by the merchant to the Issuing Bank of the card used during the transaction. These fees are set by Visa, MasterCard, Discover, and American Express.
Card Network Dues and AssessmentsThe Card Networks transfer information to help facilitate the transactions between the issuing bank and the merchant and approve or deny the transactions.
Merchant Processor Fees
These are additional authorization charges, monthly services fees, and various other fees charged by the Acquiring Bank which is processing the transaction.
— Click here for a more detailed description of each of these charges—
Frequently Asked Questions
-
Click here to schedule an appointment with us or give us a call at (800) 597-0713
-
We happily service clients all over the United States, from coast to coast!
-
We have a 45-day payment frequency after each quarter close for rebates. Payments are made on May 15th, August 15th, Nov 15th, Feb 15th.
-
95% of our customers are on Next Day Funding, receiving their funds within approximately 24 hours.
-
Since each business is different, please contact your relationship manager to discuss the best solutions for your business.
-
Click here to complete an application or give us a call toll-free at +1 (800) 597-0713
-
Interchange FeesPut simply, interchange fees are costs that are paid by the merchant to the Issuing Bank of the card used during the transaction. These fees are set by Visa, MasterCard, Discover, and American Express.
Card Network Dues and AssessmentsThe Card Networks transfer information to help facilitate the transactions between the issuing bank and the merchant and approve or deny the transactions.
Merchant Processor Fees
These are additional authorization charges, monthly services fees, and various other fees charged by the Acquiring Bank which is processing the transaction.
— Click here for a more detailed description of each of these charges—